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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Higher lending charge ： ウィキペディア英語版 Higher lending charge A higher lending charge (HLC) is a charge made by mortgage lenders in the UK when the loan-to-value ratio of a mortgage is higher than they are prepared to accept at standard rates. Typically, HLCs are applied to loans in excess of 90% of the property value although, until the 1990s, the limit was usually 75%. A number of mortgage lenders do not charge HLCs. They avoid this by either restricting the availability of their mortgages to lower loan-to-value ratios, or charging higher rates on loans with a higher loan-to-value. Differential pricing of this nature is also referred to as "pricing for risk". == See also == *UK mortgage terminology *Mortgage loan *Remortgage *Subprime mortgage lending 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Higher lending charge」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.